Apply for a Business Loan

Please Choose the best Business loan as per your income and get amazing facilities with these loans.

Axis Bank Business Loan


14.25% onwards


Up to 2% of loan amount 


Min. 3 Years

HDFC Bank Business Loan


15.65% onwards


Upto 2.50% of loan amount 


Min. 3 years

ICICI Bank Business Loan


16.49% onwards


Starting from 0.99%, Up to 2%


36 months

SBI Business Loan


11.20%. onwards


From 2% to 3%


36 Months


Business is the activity of making one’s living or making money by producing or buying and selling products Simply put, it is “any activity or enterprise entered into for profit. It does not mean it is a company, a corporation, partnership, or have any such formal organization, but it can range from a street peddler to General Motors.”

Having a business name does not separate the business entity from the owner, which means that the owner of the business is responsible and liable for debts incurred by the business. If the business acquires debts, the creditors can go after the owner’s personal possessions. A business structure does not allow for corporate tax rates. The proprietor is personally taxed on all income from the business.

The term is also often used colloquially (but not by lawyers or by public officials) to refer to a company. A company, on the other hand, is a separate legal entity and provides for limited liability, as well as corporate tax rates. A company structure is more complicated and expensive to set up, but offers more protection and benefits for the owner.


Quick processing, low-interest rates on the market, flexible repayment options, are just a few highlights of a business loan from Antworks Money. Our business funding options help to provide the much-needed boost to your business, thereby helping you stay ahead of your competitors while doubling your profits.

Here are a few top features of Business Loan:

  • Collateral-free

Unlike banks that offer only secured business loan, here at Antworks Money, you can avail collateral-free loans for your business. This means you don’t have put up your personal assets to qualify for financing. This is highly helpful when you’re a small business owner or a start-up, who doesn’t have any assets to pledge.

  • Fast processing

Since you don’t have to submit any assets; it eliminates the time taken for the appraisal of the value of your property. This quickens you loan processing time, saving you from waiting anxiously till your loan gets approved.

  • High fund value

Whether you’re looking for short-term loans, intermediate loans, long-term loans or line of credit, Antworks Money offers various types of loans to meet your specific requirements. Since we are a Peer-to-peer funded platform; you get access to large amounts of funds that aren’t possible with traditional lenders.

  • Minimal Paperwork

With Antworks Money, you don’t have to deal with tons of paperwork. All you need to submit are a few KYC details about the borrower and the business. However, note that individual lenders may require you to provide additional supporting documents if needed.

  • Excellent Customer Support

Whether you need help finding the right lender, checking your eligibility, or any other assistance, our team of loan experts here at Antworks Money help you every step of the way. What more, we also keep you notified of your loan application status via SMS or emails.

Steps to Apply for Loan Online

01  Reason for and Amount of the Business Loan

02 Visit Your Local SCORE and SBDC Offices
03 Review Your Credit History and Credit Score
04 Start Reviewing Your Borrowing Options
05 Prepare Your Business Plan
06 Plan a Presentation and Make the Appointment


01 To Purchase Real Estate and Expand Operations

Banks are likely to loan money to existing firms that want to purchase real estate to expand their operations. If a firm is expanding, then the bank knows the firm is successful and it wants the firm to keep on doing what it’s doing. Expansion generally only happens if the firm is turning a profit and a positive cash flow and has positive forecasting numbers for the future. That is a scenario that makes a bank likely to approve a loan. Bank loans for real estate are usually in the form of a mortgage. Long-term bank loans are usually 25-30 year term loans. The real estate is used as collateral.

02 To Purchase Equipment 

Businesses have a couple of choices with regard to the acquisition of equipment. They can buy it or they can lease it. There are good reasons to take out a loan to buy your equipment. You can take a tax write-off of $25,000 the first year you earn the equipment and depreciate the rest of the equipment over its economic life. You can also use the equipment for its life and sell it for a salvage value. In order to know whether it is best to buy or lease equipment, you should do a cost-benefit analysis before you make the decision. When a bank makes a loan for equipment, it is usually an intermediate term loan. Intermediate-term loans are generally 10-15 year term loans.

03 To Purchase Inventory

Banks sometimes make loans to small businesses to purchase inventory. Some small businesses are seasonal in nature, particularly retail businesses. If a business makes most of its sales during the holiday season, they want to purchase most of their inventory prior to the holiday season. They may need a bank loan prior to the holiday season to purchase a large amount of inventory to gear up for that time. Bank loans to purchase inventory are generally short-term in nature and companies usually pay them off after the season is over with the proceeds of sales from their seasonal sales.


04 To Increase Working Capital

 Working capital is the money you use to manage your day-to-day operations. Small businesses sometimes need loans to meet their daily operations needs until their earning assets are sufficient to cover their working capital needs. Banks sometimes loan short-term money to small businesses to enable them to get off the ground and grow. As the business grows and their own assets enable them to earn money, they can repay the working capital loan to the bank. Working capital loans may have higher interest rates than, for example, real estate loans since banks consider them riskier.


Here is a list of documents that are commonly required by all the business loan lenders.

  • Application Form: Complete loan application form with one passport size photograph
  • Valid Proof of Applicant’s Identity: Passport, Photo PAN card, Voter’s identity card , Driving license and MAPIN card
  • Proof of Residence: Ration card/Telephone Bill/ Lease agreement/ Electricity Bill/ Passport/Trade license /Sales Tax certificate
  • Proof of Age: Passport, Photo PAN card, Voter’s identity card
  • Financial Documents: Copies of IT returns for the last two years along with the latest Bank statements for 6 months and P & L and balance sheet for last two years audited by a C.A.
    1. Self Employed (Private Ltd. Co. and Partnership Firms): P & L Copies of IT returns for the last two years and P & L and balance sheet for last two years audited by a chartered accountant.
    2. Self Employed Individuals – Professionals: Copies of IT returns for the last two years and Bank statements for last 6 months and – Professionals: P & L and balance sheet for last two years audited by a chartered accountant
    3. Self Employed Individuals – Non Professionals: P & L and balance sheet for last two years audited by a chartered accountant and Copies of IT returns for the last two years and Bank statements