Apply For PNB Saving Account

Please Choose the best suitable PNB saving account as per your income and get amazing facilities with these saving accounts.

PNB SAVING ACCOUNT

Punjab National Bank’s savings account offers interest rates starting at 3.50% p.a. The interest rate also goes up to 4% p.a.  Resident individuals, HUFs, clubs, societies, etc., can open this account. The minimum deposit amount starts from Rs. 500 and some accounts require you to maintain an average quarterly balance too. it also offers free net banking facilities, ATM/Debit card, safe deposit lockers, and many other benefits.

  • Interest rate for savings fund account balance up to Rs.50 lakh: 3.50%p.a. 
  • Interest rate for savings fund account balance above Rs.50 lakh: 4% p.a 
  • Initial deposit at opening of account: Rs.500 
  • Minimum quarterly average balance: Rs.1,000 to Rs.2,000 

INTEREST RATES ON BANK DEPOSITS

 

  • Particulars Rate of Interest
    Saving Deposits Balance below Rs. 50 lakh. 3.50% p.a
    Saving Deposits Balance of Rs. 50 lakh and above. 4.00% p.a

TYPE OF PNB SAVING ACCOUNT

  • PNB Saving Deposit General Account
  • PNB Premium Savings Account
  • PNB Prudent Sweep
  • PNB Junior SF Account
  • PNB Vidyarthi SF Account
  • Basic Savings Bank Deposit Account (BSBDA)
  • PNB High End Salary Account
  • Family Suraksha Bachat Khata

PNB SAVING ACCOUNT MINIMUM BALANCE

 

Type of Savings Account Minimum Balance
Savings Deposit – General Account

Rs. 500 – for rural areas

Rs. 1000 – for semi-urban areas

Rs. 1000 – for urban areas

Rs. 1000 – for metropolitan cities

Premium Savings Account Rs. 50,000 and above (minimum Quarterly Average Balance -QAB)
Junior SF Account Zero minimum QAB
Prudent Sweep

Rs. 5000 – for rural and semi-urban areas

Rs. 10,000 – for urban areas and metros

Total Freedom Salary Account Zero
Vidyarthi SF Account Zero minimum QAB
Basic Savings Bank Deposit Account Zero

DOCUMENT REQUIRED FOR OPENING A SAVING ACCOUNT

The standard documents required to open any kind of savings account with PNB are listed below –

  • Proof of identification issued by the government (PAN, passport, etc.)
  • Proof of residence/address (telephone bill, electricity bill, rental agreement, etc.)
  • Duly filled Account Opening Form
  • Passport size photographs of the person(s) in whose name the account is being opened.
  • Relevant documents in case of Associations, HUF, Clubs, Trust, Society etc.