Apply For YES Bank Saving Account
Please Choose the best suitable yes bank saving account as per your income and get amazing facilities with these saving accounts.
HOW TO OPEN YES BANK SAVING ACCOUNT
Applying for a Savings Account at BankBazaar.com involves three simple steps from the user’s end:
Step 1: The user must fill out the Savings Account Eligibility form available online with the required personal data. Once submitted, the website automatically checks the eligibility of the applicant with a list of banks and generates a personalised list of savings account options available.
Step 2: The applicant can compare various Savings Account options offered. If the applicant is eligible to open a YES BANK savings account on the BankBazaar portal, the option will be made available.
Step 3: Select the desired bank and apply for a savings account. The user will then receive an instant e-approval from BankBazaar.com after successful submission of Savings Account application online. The application is sent electronically to the selected bank. The Savings Account department of the concerned bank gets in touch with the applicant directly. Users can check the status of their application through SMS and email alerts.
TYPES OF YES BANK SAVING ACCOUNT
YES BANK offers savings accounts under three categories:
- Savings Exclusive
- Savings Advantage
- Savings Value
- Savings Select
- Smart Salary Platinum
- Smart Salary Exclusive
- Smart Salary Advantage
- Customizable Savings Account
- Create Your Own Savings Account
YES BANK PERSONAL SAVING ACCOUNT CHARGES
|Details||Savings Exclusive||Savings Advantage||Savings Value||Savings Select|
|Average Quarterly Balance (AQB)||Rs.1 lakh||Rs.10,000||Rs.5,000||Rs.25,000|
|FD requirement for Nil (AQB)||Rs.5 lakhs||Rs.50,000||Rs.50,000||Rs.2.5 lakhs|
|RTGS Payment (Branch and Netbanking)||Free||Free||Free||Free|
|NEFT Payment (Branch and Netbanking)||Free||Free||Free||Free|
|Foreign Outward Remittance||Rs.500 inclusive of SWIFT charges||Rs.200 plus SWIFT charges||Rs.200 plus SWIFT charges||Rs.200 plus SWIFT charges|
|Demand Draft payable at YES BANK branch||20 free per month. Rs.50 per instrument, thereafter||10 free per month and Rs.50 per instrument thereafter||4 free per month and Rs.50 per instrument thereafter||10 free per month and Rs.50 per instrument thereafter|
|Annual fee for debit cum ATM card||Rs.249||Zero||Rs.149||Rs.149|
|PIN regeneration||Rs.50 per instance||Rs.50 per instance||Rs.50 per instance||Rs.50 per instance|
YES BANK SALARY SAVING ACCOUNT CHARGES
|Details||Salary Platinum||Salary Exclusive||Salary Advantage|
|Average Quarterly Balance (AQB)||Nil||Nil||Nil|
|FD requirement for Nil (AQB)||Nil||Nil||Nil|
|RTGS Payment (Branch and Netbanking)||Free||Free||Free|
|NEFT Payment (Branch and Netbanking)||Free||Free||Rs.5 to Rs.25 for branch. Free for netbanking|
|Foreign Outward Remittance||Rs.500 inclusive of SWIFT charges||Rs.500 plus SWIFT charges||Rs.700 (Rs.500 SWIFT charges plus Rs.200 commission)|
|Demand Draft payable at YES BANK branch||Free||Free||Free|
|Annual fee for debit cum ATM card||Free||Free||Free|
|PIN regeneration||Rs.50 per instance||Rs.50 per instance||Rs.50 per instance|
HOW TO USE
Download the mobile app and register for the wallet. Through Facebook, one can easily access their YES PAY wallet without registration. Enter your mobile number and then the OTP. Set a 6-digit PIN as your login. You need to enter your personal details and set secret questions. Your wallet will be created.
To use the YES PAY wallet you simply need to load money through your YES BANK account or any other bank account using Internet banking or a debit card, or through IMPS. Once the money is in your wallet, you can transfer funds and pay for a variety of purchases and bills by selecting the “YES PAY” option while checking out.
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